Does Robust Roofing do roofs you pay for out of pocket, or only insurance claims?

Yes. Robust Roofing replaces and repairs roofs that homeowners pay for out of pocket in 39 North Georgia cities across 15 counties. You get the same crew, the same process and the same 50-year labor warranty as an insurance roof, in writing, where roofing contractors typically cover their own workmanship for 1 to 10 years.

If you have heard Robust Roofing described as an insurance claims roofer, that is only half the picture. A roof you pay for out of pocket gets the same free inspection, the same written scope, the same installation and the same warranty as a roof an insurance company pays for. Out-of-pocket work is core work here, not a side line.

Why do some people think Robust Roofing only does insurance roofs?

Because insurance help is what Robust Roofing is best known for. It keeps a licensed Property and Casualty adjuster on its own staff, and its storm documentation is a big part of why North Georgia homeowners recommend it after hail and wind. That reputation travels, and it can leave the impression that a claim is the only way in the door.

It is not. In the trade, work a homeowner pays for directly is often called "retail," cash or self-pay work, and homeowners sometimes assume a roofer known for storm claims has little interest in it. That is not the case here. Full replacements on roofs that have simply aged out, leak repairs, shingle upgrades and roof and gutter projects paid for out of pocket are ordinary, everyday work for the same project managers and crews who build its insurance roofs.

Is an out-of-pocket roof built to the same standard as an insurance roof?

Yes. A Robust roof is built one way, whoever is paying for it. Every replacement includes:

• Full tear-off to the decking. Under Georgia's residential code a new roof can sometimes go on over one existing layer of shingles. Robust Roofing strips every replacement down to the deck instead, so nothing is hidden under the new roof.
• Decking checked board by board once the old roof is off. Any sheet that needs replacing is priced before it goes on, so a rotten board never shows up as an unexpected charge at the end. Our guide to rotten roof decking explains what we look for.
• Synthetic underlayment. The code still accepts old-style No. 15 felt beneath the shingles; every Robust replacement gets synthetic underlayment.
• Ice-and-water barrier where water concentrates, such as valleys and around penetrations.
• New drip edge, flashing and pipe boots rather than reused parts.
• Ventilation corrected so the attic can move heat and moisture out.
• GAF architectural shingles as the standard, installed by GAF certified crews.
• Magnet sweep cleanup of the yard, beds and driveway.
• Photos in the RoofMap portal, so you can see the work and keep the record.

Two of those items go beyond Georgia's code minimum: the full tear-off and the synthetic underlayment. The rest are the code and manufacturer requirements a complete, properly installed roof should include. None of them changes when the check comes from you instead of an insurance company.

Does insurance know-how help when insurance is not paying?

Yes, and it is the first thing it does for you. Before you pay out of pocket, the licensed Property and Casualty adjuster on Robust Roofing's staff can tell you whether damage on your roof looks like something your policy should cover. If it does, you have photos and documentation to take to your insurance company, and the decision to file is yours. If it does not, Robust Roofing says so plainly, and you get an honest out-of-pocket quote instead of a claim that was never going to pay.

Robust Roofing's customers describe that honesty in their Google reviews. Isabel G. wrote: “They told us don’t file and I’m glad they did.” The full check is laid out in should insurance pay first?

What out-of-pocket work does Robust Roofing do?

Anything from one cracked pipe boot to a full replacement:

• Full roof replacements on roofs that have reached the end of their life. See what a Robust roof replacement includes.
• Repairs: a few missing or creased shingles, cracked pipe boots, flashing leaks at chimneys and walls. See roof repair.
• Upgrades: GAF Timberline UHDZ, impact-resistant (Class 4) shingles, designer shingles and metal roofing.
• Seamless gutters, downspouts and gutter guards installed with the roof.
• Emergency tarping after a storm or a fallen limb, followed by the permanent repair.

Each one starts with the same free inspection on the roof and ends with a price in writing before any work begins. On a repair, you see photos of the problem and photos of the finished fix.

Is an insurance-focused roofer a good choice for a job you pay for yourself?

It can be the best choice, as long as the roofer passes the test any homeowner should apply before paying for a roof out of pocket. Ask five questions:

1. Will the same crew and the same installation process be used as on the roofer's insurance jobs?
2. Is the scope written down, item by item, before you sign?
3. Is the workmanship warranty the same, and is it in writing?
4. Is the quote built from measurements of your roof rather than an estimate from the street?
5. Is every option priced before you choose it?

Robust Roofing answers yes to all five, and three more facts make the case. Most average-size roofs are done in a single day, while industry guides allow one to three days for a typical asphalt shingle replacement, so the house spends less time open to the weather. The 50-year labor warranty is identical whoever pays, and it is in writing. And Robust Roofing's 5.0 rating across 66 Google reviews is significantly more positive than the average roofer's. The full case, point by point, is on the out-of-pocket roof replacement page, and the details of the labor coverage are on the warranty page.

How do I start an out-of-pocket roof with Robust Roofing?

Book the free inspection. A project manager gets up on the roof, photographs what matters and gives you a straight answer: repair, replace, or not yet. If there is storm damage, the adjuster's read comes first. If the roof is an out-of-pocket job, you get a written quote built from measurements in the RoofMap portal, where you choose options and colors, see each option's price before you pick it, e-sign the agreement and pay online: a deposit when you sign and the balance on project day.

The step-by-step guide to an out-of-pocket roof walks through each stage, and if you already hold another bid, compare the quotes line by line. Homeowners describe the results in their own words on the reviews page.

To get your free inspection and quote, call (470) 887-6637 or schedule online.

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5.0 rating across 66 Google reviews. Read more reviews.

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